Filing a car insurance claim after a motor vehicle accident is more challenging than it sounds. In addition to protecting your legal rights, there's a good chance you're also dealing with a variety of injuries.
Here are some car insurance claim mistakes to avoid at all costs:
- Letting your insurance company take advantage of you: A car insurance policy is a legal contract. Your insurer has an obligation to provide the benefits defined in the policy. Don't let them off the hook.
- Providing a written or recorded statement: Don't agree to this, as you never know if you'll say something that harms your ability to receive compensation. Also, don't sign anything until you are 100 percent sure of what you're agreeing to.
- Be careful about when you accept a final payment: For example, if your insurance company sends you a check marked as final payment, think long and hard about what it means to your claim. If you accept this money, you'll find it difficult to receive additional compensation in the future.
- Don't wait too long: Even if you're dealing with serious injuries, don't wait too long to file a car insurance claim. If you need assistance, don't hesitate to ask a family member or friend to help.
When you avoid these common car insurance claim mistakes, you're able to move through the process in an efficient manner.
If your car insurance company is making life difficult, such as by fighting you every step of the way, learn more about your legal rights so you don't miss out on any compensation.